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EARLYPOINTS100 = $100 Off!

10
Days
:
 
14
Hours
:
 
30
Minutes
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16
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You missed out!

Get more out of every purchase you make…forever.

(starts October 21st)

Click to play

10
Days
:
 
14
Hours
:
 
30
Minutes
:
 
16
Seconds

You missed out!

Downward Arrows

You’re spending money every day — whether you’re swiping your card for basic necessities like groceries, gas, and your daily cold brew or dropping it at your favorite luxury hotel in Midtown Manhattan on a business trip — why not make the most out of every penny? 

Are credit card points really that big a deal? 

Yes!  

Credit card points can be a HUGE deal once you learn how to leverage them to work for you. 

I’m here to help you:

....understand and make the points system work for you

.....choose the best credit card that works for you and your lifestyle

...enjoy all the crazy rewards you’re going to get (think first class upgrades, free concerts, free flights, and more)

Make Your Cards Work For You

As a financial advisor for the past 30 years, I understand the importance of making your money work for you, and that includes your credit cards.

Here’s the simple facts that many people just don’t know because they’ve never been told.

Every day spending can add up FAST!

When you use your cards strategically, especially with bonus offers, those every day Starbucks runs can turn into a free flight to your next vacation.

Owning a Business Is Like Gasoline on Earning Points

Everyone spends money, but business owners spend a LOT more than the average person. Get more out of every purchase. 

You can save thousands of dollars a year

Seriously. You can save big money when you use the right credit cards, especially for business (would you like triple points?) and major purchases. 

You and your spouse can work together for even more point

If you and your spouse strategically use your cards, you can earn double points and get to your rewards even faster. 

That’s why I created the Credit Card Points Challenge.

The Credit Card Points Challenge is an easy to follow online program that covers exactly what you need to know to get more out of every purchase. Doors are open until midnight ET on October 21st.

Here’s What You’ll Get When You Enroll

Lifetime Access to Replays

All modules are available for life.

Daily Homework

Each day ends with an assignment for you to take action on. These aren't "graded" but they ensure you're actually making progress towards a successful points system. 

Lesson Summaries

You'll have access to written summaries of each module. In these you'll have screenshots, likes to relevant resources and easy access to key takeaways.

Engage with the Community

The membership area allows users to ask questions and reply to other students in the program. 

Q+A Recap 

Each session ended with open questions and answers for live attendees. Replay viewers get access to these useful bonus endings.

Worksheets

We include a number of worksheets for you to plan your credit card points strategy most effectively.

Here's What We'll Cover!

The program covers over one week of content

Day #1 Introduction to the Program

In this foundational session, we'll explore the big picture of why points and miles are so valuable, introduce the essential rules you need to know, and give you a crash course in how they work. You'll learn where and how to get started, and we'll dive into the exciting possibilities, from planning dream trips to grabbing lucrative bonuses that supercharge your rewards journey.

Day # 2 Earning, Valuing, and Choosing the Right Cards

We’ll break down the process of earning miles, clarify the often-confusing differences between miles and points, and explore how to determine their value. We'll also cover essential credit rules to follow, demystify the Chase 5/24 rule, and guide you through the process of selecting the right card for your personal goals and travel plans.

Day #3 Building the Perfect Wallet

We'll guide you through building an optimal wallet of credit cards tailored to your needs. Learn how to strategically add a 'Plus 1' card and more, when it makes sense to pay annual fees, and whether high annual fee cards are worth the investment. We'll also discuss when it's the right time to close a card to maintain your financial health

Day #4 Unlocking Rewards: Hidden Gems, Elite Perks, and Avoiding Common Mistakes

You'll uncover hidden opportunities with transfer partners and explore how to maximize your rewards with hotels and airlines. We'll also discuss why cash back can sometimes fall short compared to points and miles, and how elite status and perks can elevate your travel experience. Finally, we'll go over common mistakes to avoid on your rewards journey.

Day #5 Wrap Up

We "land the plane" by summarizing everything you’ve learned and giving you the bottom line on how to continue maximizing your points and miles strategy. For those ready to take it to the next level, we’ll dive into expert-level tips, explore the best current deals, and discuss exclusive perks like American Airlines VIP certificates.

Meet Your Instructor, Tom Mays

Tom Mays

Your Instructor and Credit Card Aficionado 

With decades of global travel experience and a deep passion for exploring the world, I’ve turned miles and points into an art form. My journey began at just two months old, and since then, I’ve lived on five continents, visited over 100 cities, and explored 44 countries. Growing up in a family constantly on the move, I was fortunate to experience firsthand the beauty and diversity of the world, sparking a lifelong love for travel.


Now, as a father of four, I’ve mastered the skill of traveling luxuriously with a family of six—often flying first class and staying at top-tier resorts, either for free or at significantly reduced rates. By strategically maximizing credit card rewards and travel programs, I’ve unlocked a world of benefits without the usual costs.


My goal is to share this expertise with you, so you can experience the same. From securing luxury flights and hotel stays to leveraging exclusive travel perks, I’ll show you how to make the most of your points and miles.


Whether you're just starting or looking to refine your strategies, I’ll guide you through the complexities of rewards programs so you can optimize your travel experience.


Join me, and together we’ll turn your everyday spending into extraordinary adventures.

One Time Payment

$397

  • Access to October Live Session
  • Worksheets + Guides
  • Live Q+As
  • Lifetime Access to Recordings
Split payment

3 x $143

  • Access to October Live Session
  • Worksheets and Guides
  • Live Q+As
  • Lifetime Access to Recordings
One Time Payment

$397

  • Access to October Live Event
  • Worksheets + Guides
  • Live Q+A 
  • Lifetime Access to Recordings
Split payment

3 x $143

  • Access to October Live Event
  • Worksheets + Guides
  • Live Q+A 
  • Lifetime Access to Recordings

Frequently Asked Questions

When Does the Program Start?

The program runs from Monday October 21st - Friday October 25th. All sessions start at 6 PM EST and replays are available for life.

How Do I Know if This Is Right for Me?

This program is for anyone who uses a credit card — anyone. Whether you’re a big time spender or not, this program is for you. 

Even if you think you know how to leverage points already, we promise, you will still learn some things you never knew about. Get ready to be shocked by how much money you’re leaving on the table!

Will I need to open up a bunch of new credit cards?

No!

As long as you have one credit card, you’ll be able to participate in this program. We do make recommendations that can help you leverage what you learn here, but you don’t need to run out and enroll in a bunch of new cards for it to be worth your while. 

What Is the Refund Policy?

You can receive a no questions asked refund any time before the challenge ends!

Why We Brought This Challenge Under the OA Challenge Umbrella

A quick word from the founders...

I became an entrepreneur for one reason. To get the most out of this one life I was given as I possibly could. So far, I've taught people how to make money, but we felt it was time to teach people how to finally get more out of their money and enjoy their lives WITHOUT spending more than they already are. 


Most of the methods I teach, especially Amazon selling, involve a lot of expenses. Credit cards are being used daily but I've seen countless sellers leave tons of perks on the table. 


When I met Tom, I knew he was the only person I trusted to teach my audience of entrepreneurs how to leverage credit cards. 


He is a financial savant but it's his ability to clearly explain concepts that is what made him the no brainer decision for me. 


This program isn't going to make you rich, but it will absolutely let you travel and enjoy life like you are


And without changing much about what you're doing already (certainly not working much harder once your systems are in place).


Join the challenge, invest just 5 days with Tom and you will reap the rewards (no pun intended) for life. 

Nate McCallister

OAC, Co-Founder

If you’re reading this, you probably use your credit card often, especially if you’re running a business. But here’s the thing: so many of us are missing out on the incredible perks those same cards offer.


That’s why we’ve teamed up with Tom, he’s an expert in credit card points and miles, to help you (and us) unlock the full potential of your everyday spending.The reason I’m so excited to do this is that I’ve spent almost a decade teaching people how to make money. Mostly from selling on Amazon. How to maximize the ability to make money that comes our way through leveraging deals, discounts, rewards programs, and other arbitrage opportunities.


But, I’ve been horrible about helping people enjoy the money and perks they can earn—without spending a penny more than you already do—and that stops now.


Let me tell you a quick story: This summer, I used credit card points to book my wife a round-trip first-class flight from Orlando to Dubai for. She spent 14 hours in a private suite with first-class service—champagne, caviar, a fully reclining bed—the whole experience. And the best part? I didn’t have to break the bank to give her that once-in-a-lifetime experience. 


I booked the entire trip for just $900, using points I had earned from everyday spending I was already doing.I’ve seen so many business owners and entrepreneurs leave these kinds of opportunities on the table simply because they didn’t know how to make the most of their credit cards. But that’s about to change.


I trust Tom because he makes everything simple. He breaks down complex financial concepts in a way that anyone can understand and apply. That’s why we knew he was the right person to guide you through the Points & Miles Challenge.


He’s not just another financial guru—he’s someone who lives this every day and knows how to share that knowledge effectively.This challenge won’t make you rich, but it will teach you how to travel like you are. The great thing is you won’t have to drastically change your life or work harder to see the benefits.


By the end of these 5 days, you’ll have the tools and knowledge to unlock rewards and experiences that most people only dream about—just by doing what you already do.So, join us. Invest a little time now, and I promise, you’ll be reaping the rewards for the rest of your life.

Christopher Grant

OAC CO-Founder

Why isn’t everyone doing this if it’s so easy?

Most people have no idea how to use their credit cards effectively…and some can’t use credit cards without carrying a balance. 

That’s why it’s important to decide if this program is right for you.

Do join if....
  • You want to live life to the fullest! Fantastic travel abroad, once in a lifetime opportunities, and doing it all first class.
  • You're ready to take this seriously. This is your credit we’re talking about, not a game. 
  • You like to plan strategically. There may be times when you need to plan large purchases, and you need the flexibility to do that. 
Don't JOIN IF...
  • Struggle to pay off balances on your cards. The interest you’ll be charged for carrying balances will likely be more than the value of the points. That is a huge no-no and we don't want to lead you into a path of debt.
  • Aren’t willing to do a little research. We teach you how to leverage your cards, but it’s up to you to look at your real numbers and offers and make the right decision for you. 
  • Think it’s too much work. I promise, once you understand these concepts it won’t feel like work at all! 
One Time Payment

$397

  • Access to October Live Event
  • Worksheets + Guides
  • Live Q+A 
  • Lifetime Access to Recordings
Split payment

3 x $143

  • Access to October Live Event
  • Worksheets + Guides
  • Live Q+A 
  • Lifetime Access to Recordings
One Time Payment

$397

  • Access to October Live Session
  • Worksheets and Guides
  • Live Q+As
  • Lifetime Access to Recordings
Split payment

3 x $143

  • Access to October Live Session
  • Worksheets and Guides
  • Live Q+As
  • Lifetime Access to Recordings